You often meet the most interesting people when you least expect it. You don't know why, but something about the person just clicks and makes you want to connect and exchange with them on a more insightful level. This is how I can honestly describe my meeting the lovely Ms Dionne Nichols, Program Director, Researcher, and bonafide "Lady with The Facts" of the very entertaining "TWO BLACK GUYS WITH GOOD CREDIT" podcast.
(I couldn't make up that title even if I tried - AWESOME!)
I remember when I was a young student, barely making above minimum wage, working 10-hour shifts, 4 days a week, at a shoe factory WHILE also going to college full-time. NOT a fun time. When you factor in the long bus routes, the classes, the rent, the books...AND the very expensive tuition...not the best memories.
So, the concept of being financially conscious as well as cautious was something that I kept very close to the chest.
Personal Finance and the notion of managing your money is something that I think most people and households, still to this day, do not take as seriously as they probably should. Even having witnessed, endured, and still licking our wounds from one the most horrendous financial crises in recent history.
Things were not pretty, and despite what might seem like an improvement, excuse my being so blunt but S--T is real right now!
Consumer Debt is at an all-time high. 'Hand-To-Mouth' is the new norm for the Middle Class who are now quite frankly the new poor. Interest rates are rising. Real Estate is more expensive and, if you listen to episode 3 of the podcast, funeral costs are not cheap.
This is, in my opinion, why the TWO BLACK GUYS WITH GOOD CREDIT podcast and the CLEAN financial literacy program serve as such a powerful and exemplary statement in their mission to not only educate but empower our youth through their workshops and the rest of us through their engaging episodes.
I was so moved by what this colorful group of amazing individuals was doing that I made it my daily duty to listen to the entire first season of the podcast on my morning commute.
What a treat!
With a no-nonsense, empathetic, often humorous, edgy and always knowledgeable exchange of facts, anecdotes and solid advice, hosts Shaun & Arlington, along with the rest of the awesome podcast crew, have put together what I believe to be a really fun and approachable program.
I'm a podcast fiend. And one thing I always look for in my programs is authenticity. Whether you're talking about stamps or dog shows, show me you're authentic and that you believe in your content.
Taken from their website, podcast described as follows :
"Two Black Guys with Good Credit is a show about two black guys from Canada living in the US for over 20 years - Arlington in Los Angeles and Shaun in Brooklyn. Both are business owners with successful track records and, of course, good credit! Each week they will bring you their ‘straight talk’ and at times humorous perspective on making, managing, and protecting your money.
Two Black Guys with Good Credit will educate, entertain, and inspire you to achieve YOUR financial goals."
Check. The passion is palpable and the mission is clear. And they deliver. I've thoroughly enjoyed the first season as they've managed to dumb-down and extract some the essential notions of personal finance and make them not only accessible but appealing to their audience. They make no apologies for their bluntness but in no way did I find their commentary off-putting or condescending. The aim is to educate and empower and I believe the team is doing a terrific job.
I do hope you'll give them a listen and show your love and support in any which way you can.
You can start by dropping them a line at:
Til next time dear friends, achieve your Destiny and #StayAwesome